Lucky You!

You have received a believable-looking, business-sized white envelope in the mail.  The return address is from a company called Peerless. Printed on the envelope, in bright red letters, are the words "You May Have Already Won." Tell the story of what it is you may have won- or what it is you didn't win.  Tell what you do with this envelope.

Start with: Life takes some funny twists and turns...